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Chavez Law Group

Founded by the Son of César Chávez

1-855-4CHÁVEZ·1-855-424-2839

Debt Lawyers In Los Angeles

Representing Clients Nationwide

You’re doing your best to keep up with mounting bills, but you simply don’t have enough income to go around right now. As a result, debt collectors are contacting your repeatedly, demanding immediate payment. Their behavior may have become so invasive that it could be considered harassment or abuse. If you are tired of the constant attempts by debt collectors to get you to pay money you don’t have, you can hire a debt collection abuse attorney to sue the agency and put a stop to the harassment. The skilled lawyers at Chávez Law Group work tirelessly to protect people like you from the shady practices of debt collectors.

Debt Collection Practices

Generally, it is acceptable for debt collectors to contact you on the phone, by email, by mail, or by fax. They are also permitted to pay in person visits with certain restrictions with respect to the debtor’s privacy.

It is illegal for a debt collector to harass a debtor. Behavior may be considered harassment if it involves attempts to communicate with you or your family members at unreasonable hours, or if it means following you to various inappropriate locations. A debt collector may also exhibit harassing behavior if he or she contacts you with excessive frequency.

There is also certain protocol that a debt collector must follow. For example, you should receive a written notice after the first contact stating the balance due and to whom it is owed. Contact information should also be included in the event that you have questions about the debt or need to report inaccurate information.

One option you have is to write the agency a letter requesting they stop asking you for money. By law, the debt collection agency must stop contacting you if they receive a written letter asking them to cease communication; however this does not always get them to back off.

Debt collectors may use all kinds of tactics to force you to pay up, often seeking to embarrass or humiliate their targets into agreeing to pay. Debt collection practices may be considered a violation of your rights if the debt collector does any of the following:

  • Uses threats and intimidation
  • Uses obscene or offensive language
  • Attempts physical abuse
  • Exhibits harassing behavior through frequent or threatening calls, emails, or letters
  • Targets family members
  • Does not identify themselves on the phone or uses a false identity
  • Uses false statements
  • Threatens wage garnishment or arrest without the legal right to do so

How A Lawyer Can Help

No matter how much debt you owe, you don’t have to put up with menacing debt collectors who will try anything. If you have been the victim of offensive, demeaning behavior on the part of a debt collector, our nationwide debt collection abuse attorneys can stand up for your right to fair treatment. We’ll perform a full review of your situation at no charge and let you know what we can do to get the abuse or harassment to end. If you are in serious financial trouble, we can review your options, including filing for bankruptcy and working to fight foreclosure of your home.

Our goal is to empower victims of debt collection abuse to assert their rights, and to send a message to debt collection agencies that bullying is unacceptable. Please contact Chávez Law Group today for personal attention and compassionate legal service.

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Our Successes

$1,800,000
Auto Accident, death
$1,250,000
Product Liability, death from ineffective/improper design of restraint system
$750,000
Product Liability, death from defective tire
$975,000
Premises Liability, traumatic brain injury
$1,000,000
Product Liability, back injury
$500,000
Premises Liability, shooting case death
$1,200,000
Civil Rights, lost property from wrong police stops
$560,000
Auto Accident, neck injury
$57,550,000
Premises Liability, head injury from security guard beating
$800,000
Pedestrian, death
$381,000,000
Environmental, exposure to arsenic and cadmium
$7,000,000
Defective Product, death
$2,500,000
Agriculture Accident, pelvic injury
$3,250,000
Product Liability, burns from fuel tank puncture
$3,000,000
18-Wheeler Truck Accident, death
$755,000
Product Liability, burns involving a pressure cooker
$9,000,000
Product Liability, paralysis from defective tire
$1,800,000
18-Wheeler Truck Accident, leg injury
$987,500
Product Liability, burns involving aerial lift device
$6,000,000
18-Wheeler Truck Accident, traumatic brain injury
$750,000
Dump Truck Accident, broken leg
$1,200,000
18-Wheeler Truck Accident, broken leg
$7,000,000
Product Liability, death involving a defective weed trimmer
$500,000
Delayed Ambulance, death
$1,800,000
Premises Liability, head injury
$2,500,000
Auto Accident, head injury
$720,300
Product Liability, injuries involving a defective spare tire
$4,850,000
School Bus Accident
$350,000
Premises Liability, head injury from no safety barrier on wet floor
$700,000,000
Environmental, exposure to creosote
$1,000,000
Auto Accident, death
$6,500,000
18-Wheeler Truck Accident, death
$700,000
Wage and Hour, lost benefits
$900,000
Premises Liability, hand burns
$750,000
18-Wheeler Truck Accident, back injury
$1,250,000
Defective Product, leg and arm injury from no safety guard
$1,500,000
Premises Liability, head injury from faulty stair railing
$4,200,000
Auto, head injury
$1,300,000
18-Wheeler Truck Accident, broken leg
$1,000,000
Premises Liability, head injury from no warning signs
$20,817,500
Product Liability, burns involving aerial lift devices
$800,000
Removal of a Safety Device, loss of use of arm
$6,500,000
Construction Site, head injury from no safety barrier
$25,000,000
Pedestrian, death

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CHÁVEZ LAW GROUP
1300 W Beverly Blvd
Montebello, CA 90640

Ph: 1-855-4CHÁVEZ
(1-855-424-2839)

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